Recreational Vehicle Insurance

Insurance for your Boat, RV and Motorcycle.

For whatever adventure is next, let us cover it.

Let us help you save on your boat insurance, RV insurance or motorcycle insurance. Many of the coverages available on a Boat, Motorcycle or RV policy are similar to those on an Auto policy (Liability, Collision, Comprehensive, etc). But there are also some coverages specific to Motorcycle insurance that are worth considering:

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Motorcycle Insurance – Coverages Worth Considering?

  • Accessories coverage is intended to protect any of the custom parts and equipment which are added to the bike, either by the dealer or by the owner.

  • Roadside Assistance coverage provides the peace of mind that help is just a phone call away if your bike or RV becomes inoperable. Most insurance companies provide this coverage both if the motorcycle breaks down due to a mechanical issue and as a result of an accident. Roadside Assistance will help with delivering gas, jumping a dead battery, or towing the vehicle to the closest licensed repair facility.

  • Uninsured Motorist coverage, also known as UM/UIM coverage, pays for your injuries if the person responsible for the accident either doesn’t have insurance or doesn’t have enough insurance to cover your medical expenses. Oftentimes this is an expensive coverage for motorcyclists because the rider’s injuries can be severe and the resulting medical bills can be expensive. But this coverage will prevent you from having to pay those bills out of your own pocket.

Boat & Watercraft Insurance – Not Required but Worth it!

When you are bound for the water, make sure you are covered. Even though it is not required in the state of Ohio, it is recommended that you purchase coverage to make every trip to the waterways an enjoyable one. Whether you’re boating, fishing, or riding a Jet Ski®, policies can include:

  • Liability coverage can help provide protection in two ways. If you cause an accident that injures another person, liability coverage may help pay for their medical bills. Also, property damage liability coverage helps pay for repairs to another person’s property if you are responsible for the accident. In addition, this coverage cab pay for the significant expenses of salvage recovery should your vessel sink.

  • On-Water Towing can be added if you find your vessel disabled and you need assistance making it back to land.

  • Comprehensive coverage provides protection from any damage caused by wind, theft, hail, vandalism, and more. This can be helpful for any damage that isn’t caused by an accident.

  • Personal Effects coverage provides protection of property that you carry on your boat – fishing gear, navigational equipment, SCUBA gear, personal devices, etc.

Get Your Boat, Motorcycle or RV Insurance Quote Today

Our licensed staff is ready to help you get multiple quotes for your insurance. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.

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Recreational Vehicle (RV) Insurance – Hit the Road with Protection!

When you travel, you want to have confidence that you’re prepared in the event of an unforeseen mishap. RV or motorhome insurance is similar to car insurance, but it has some extra protections that are specific to RVs. Ohio requires drivers to carry liability insurance – this coverage protects you if you’re at fault in an accident. Coverage can differ depending if the vehicle is used for recreation or if your RV is your full-time residence. Coverage can be similar to auto or home insurance as well as including extra coverages as the following:

  • Vacation Liability provides coverage for you if someone is injured while on your campsite. Similar to personal liability on your homeowner’s policy and can be important for full-time residence RVers.

  • Emergency Expense coverage helps to pay the expense of seeking temporary living quarters if your RV or motorhome would become disabled, especially if the vehicle is your full-time residence.

  • Personal Effects coverage protects your personal property while traveling in the RV.